Structured Settlement and Annuity Financing

An annuity is a contractual financial product created to receive and grow funds from an individual and then pay out a stream of payments to the individual at a later point in time. The period of time when an annuity is being funded and before the payout begins is referred to as the accumulation phase.  While you have probably heard the definition of annuity or it’s like before, there is a new way to look at a standard annuity and what it can do for you today.  Accessing your annuity for a business venture or even an unexpected ‘rainy day’ situation can seem like it’s too out of reach or that it won’t make sense.  With new financial products today there are things an annuity can provide you might be surprised to learn about.

At Mission Valley Capital we have a program that will allow you to sell your annuity early for immediate lump sum cash now. The programs work whether you want to sell, all of your payments, just some of your payments or even a certain portion of each incoming payment. These programs are not meant to drain your retirement but allow you access to your money while navigating the most effective strategy for putting the maximum amount in your own pocket, not spending it on penalties and fees.

Benefits to the Program

• Combat an unexpected change or big expense in your life with instant liquidity
• Customize options based on each personal situation
• Cash out your inherited annuity
• Position assets for transfer to heirs
• Avoid high surrender charges
• Experience world class customer service

As a guideline, the following information is helpful when requesting a quote. Even if you don’t have all the information, call us and we can guide you.

Information you will need when requesting a quote for a fixed annuity:

• First payment date
• Last guaranteed payment date
• Payment amount
• Payment frequency (e.g. monthly, annual, etc.)
• Insurance company name
• Annuity policy number

Sometimes life doesn’t always allow you to remain on the same path.  When you need access to your money early it is available for you.  Providing a solution you can feel good about is our top priority.  Call Mission Valley Capital today and speak to one of our partners about how accessing your annuity early can make a lot of sense.